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Crypto rails for the self-custody economy.

Embed on-ramps, non-custodial wallets and stablecoin cards in your product, without ever holding your users’ money.Coming soon

Talk to salesThe developer preview

  • Non-custodial by design

    Keys are created and kept on your users’ devices. Neither we nor you ever hold them.

  • Licensed partner rails

    Payments, identity checks and payouts run through a licensed partner, the counterparty.

  • Private by default

    We collect only what a flow needs to work. No ad or analytics SDKs in anything we ship.

You need Virmea if you want to:

  1. Offer crypto without holding customer funds
  2. Add local payment methods to your crypto flows
  3. Launch a branded card without becoming an issuer
  4. Settle cross-border payouts in stablecoins
  5. Keep your users’ data to a minimum

Four products. None hold your users’ money.

Use one or combine them. Each runs on the same non-custodial core and the same licensed partner rails.

Coming soon

Embedded ramp

Let your users buy and sell crypto without leaving your app. A licensed partner is the counterparty, and the crypto goes straight to the user’s own wallet.

  • Widget, native API or SDK
  • Cards, phone wallets and bank transfers
  • Sales paid out to the user’s own bank account
Learn more
Coming soon

Wallet infrastructure

A non-custodial wallet SDK for your app. Keys are generated and stored on the user’s device: never on our servers, and never on yours.

  • Keys on the user’s device
  • A 12-word recovery the user controls
Coming soon

Stablecoin cards

A white-label card your users spend straight from stablecoins, with your brand on the front.

  • Your brand, physical and virtual
Coming soon

Global settlements

Stablecoin B2B payouts. Pay suppliers, partners and contractors across borders, and let each one settle to a wallet or a bank account.

  • Batch payouts by API
  • Payouts in USDC
  • Bank payouts through a licensed partner

Buying and selling need identity checks by a licensed partner — that’s the law. The wallet itself never asks.

Products that move value for other people.

Payment providers and aggregators

Add crypto rails next to the methods you already route.

Wallets and exchanges

Add buying, selling and cards around the wallet your users already trust.

Fintechs and neobanks

Give customers crypto and stablecoins without taking custody of either.

AI-agent commerce

Let agents pay in stablecoins from wallets their owners control.

dApps and DeFi

Bring new users on-chain with a card or a bank transfer.

Marketplaces and digital goods

Take payment in crypto and pay out sellers in stablecoins.

Developer-first.

One API across wallets, ramps, cards and payouts, built so your team can ship in small, safe steps.

The developer preview

  • Smart routing

    Orders are routed by country, payment method and coin.

  • Documented API

    Reference docs and worked examples for every endpoint.

  • Compliance built into the flow

    KYC, AML and travel-rule checks run inside the flow, by a licensed partner.

Questions from teams.

What are the steps to integrate?
Three steps: KYB with us and a licensed partner, then a contract, then integration support from our team until you go live.
Which countries?
Coverage will differ by product and follows the partner’s licenses. We share the current list during onboarding.
Do you hold our users’ funds?
No. Wallets are non-custodial and money moves through licensed partners.

Tell us what you want to build.

Share a few details and we’ll come back with next steps for your market and use case.

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